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Bond In Investing Savings Did you get in on the recent home refinancing craze? With interest rates at almost historic lows, millions of Americans refinanced their home mortgages to stretch their dollars. Some kept their monthly payments stable and cashed out equity to improve their homes, making them even better places to live. Wouldnt it be nice if the State could do the same thing for open space preservation? Well, it can, and New Jersey voters can help refinance our open space funds in this coming election!

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Bond Investment Toledo Toledo Ballot Question #1 on the upcoming general election ballot on November 4th, asks voters if they want to raise the bonding cap on the states open space program by $150 million. A Yes vote gives us that much more money to spend on preserving, protecting and enhancing open spaces, farmland, and parks.

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James Bond Trading Card As Ive written many times New Jersey voters are among the nations best when it comes to approving open space ballot measures!

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Bond In Investing Stock Back in 1998, we approved a decade-long campaign to preserve a million acres of open space and farmland through the Garden State Preservation Trust Fund. The fund was to make $98 million available for preservation efforts each year for ten years, with up to $1 billion in bonds to provide the funds.

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Municipal Bonds Investment However, the lower interest rates available today make it possible for New Jersey to bond an additional $150 million dollars, still keep the same payback schedule, and have no new taxes.

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Bond Terms Trading Thats an infusion of $150 million right now, at a time when the pressure for more sprawl continues to peak, and we really are in a race for open space!

Bond Debt High In Inside For example, in the Highlands, a recent U.S. Forest Service study found that 17,000 acres of forests and 8,000 acres of farmland were lost between 1995 and 2000. Thats 25,000 acres wrenched from the heart of a region that both purifies and supplies drinking water to half of New Jersey residents!

Bond Greenville Greenville Part of the $50 million would go to preserving the Highlands. This additional funding would also help accelerate Governor McGreeveys urban park initiatives expanding and improving community parks in New Jerseys cities and older suburbs. Thats a real investment in the quality of life in the neighborhoods where most of us in this State were in live!

Trading Stock And Bonds Farmland preservation would also benefit. Thats important since our fertile farmland is also great for new septic systems and homes. If we want to keep the garden in the Garden State, we have to save farmland faster.

Bond Investing Municipal By now, you probably live in a county or town that also has a local open space trust fund. Its another one of the ways New Jersey voters are leaders in the race to save open space. By approving Ballot Question #1, you can help stretch those local dollars too, since they often rely on matching funds from the State.

Basis Bond Finance Hill So please vote Yes! on Ballot Question #1 this Tuesday help New Jerseys open space programs take advantage of the same common sense refinancing that has helped so many homeowners. After all, its an investment in the future for all of us!

Bond Explained Terms Trading I hope youll contact me at 1-888-LAND-SAVE or info@njconservation.org, or visit NJCFs website at www.njconservation.org, for more information about conserving New Jerseys precious land and natural resources.

Bond Business Investing Stock The State We're In column by Michele S. Byers, Executive Director, NJCF - October 22, 2003

Topic: The State We're In, by Michele Byers

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